I would like for a Lender loan request feature to be added to AADA v1.
Currently only the demand side (Borrowers) are able to initiate a loan request, while the supply side (Lenders) are not able to. Borrowers are unable to see what interest rates, health factors, terms, types of collaterals, or principles that are desired by Lenders; thus, causing Borrowers to create blind loan requests without seeing the types of loans that are sought by Lenders. This causes an illiquid market as many Borrowers create loan requests that are left unfulfilled at no fault to themselves, as they are not able to compare their requests to the loan requests desired by a Lender. By allowing Lenders to create their own loan requests it will increase loan liquidity by giving Borrowers the ability to immediately accept a Lender’s request and get their loan; while, also being able to reference Lenders’ loan requests when creating their own allowing Borrowers to create loan requests that are more likely to be accepted by a Lender.
By allowing Lenders to create their own loan requests it will directly add more liquidity to the market; while, at the same time indirectly increasing liquidity by allowing Borrowers to see what loans are desired by Lenders before requesting their own so they can create a more market friendly loan request.